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Fast Access Finance provides personal loans (generally from $300 to $3,000) for periods of 1 week to 32 weeks to people who find themselves in circumstances where necessity or convenience makes the other "traditional" borrowing avenues unapproachable, unattractive or just plain impractical.
Q. Can I borrow more (or less) than the amounts given above?
A. All requests for loans will be considered on their merits. Our loan managers will evaluate your loan application to ensure that you are capable of repaying the loan, something which we are bound to do. In truth, we want to make sure you can repay your loan as this is good for us, and for you.
Q. How long is the loan for?
A. Based on your standard repayments, you will clear your loan in about 32 weeks. If you establish a good credit with us we will give you a 2 year line of credit facility that you may redraw upon at your convenience and re-use at any time for any purpose without the need for re-approval.
Q. Are my payments interest only, or principal and interest?
A. All our loans are principal reducing, so that ALL the money you owe is repaid within the term of the loan.
Q. Do I need any security for my loan?
A. Yes, you will need to have clear title to a motorbike or motorcar (which means you don't owe any money on it). Just because you don't have a motorbike or motorcar doesn't mean we won't be able to give you a loan though. We may consider other forms of valuable security.
Q. Do you keep my vehicle until I pay back my loan?
A. No, we register an interest over the vehicle with REVS (Register of Encumbered Vehicles).
Q. I am unnemployed. Can I still get a loan?
A. Yes, every application is assessed on its merits and customers in receipt of Government benefits are most welcome.
Q. How much can I borrow?
A. This will depend on your circumstances. We tailor your borrowing requirements to suit your lifestyle and available money to make repayments.
Q. What forms of documentation do I need?
A. If you are a first time borrower with Fast Access Finance you will need to provide the following: Drivers License, Vehicle Registration Papers, Most Recent Bank Statement, Telephone Bill, Rental Lease Details, Pay Slip.
Q. How long will it take to process my loan?
A. Aproximately 1 hour.
Q. Do I have to pay any fees?
A. There are no application, brokerage or administration fees.
Q. If my application is successful, when can I get my money?
A. If your application is successful the funds will be transferred to your account overnight..
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